Patients With Dental Insurance
We are pleased that you have a dental co-payment insurance policy. We will do everything we can to help you maximize your benefits on a yearly basis. We ask you to keep several important facts in mind:
You have a maximum coverage per year of $500, $750 or $1000.00. When dental co-payment plans began in 1970 they allowed the same amount of maximum payment per year as allowed today. In other words, reflecting for a 6% per year inflation, your $1000 benefit per year is equal to $290.00 in today’s dollars.
Had the various dental insurance companies increased their benefit on a year-by-year basis reflecting increases in inflation, this year your benefit would be $3207.14 per year!
We ask that you understand that we neither work for the insurance companies, nor do we wish to. We work 100% for you. We want to help you maximize your benefits, but also we do not want to be controlled by insurance companies nor the benefit packages they offer. Normally, in our office, you can count on your insurance company paying 25-30% of the total fee for services provided in a high quality private practice such as ours.
Lastly, we believe that a cooperative effort between you and our office will result in a dental service that we are proud to render and you are pleased to receive. We want to meet your needs in a way that adds significant value to your like and to ours as well.